It happens more often than you might think: cars crashing into buildings occurs about 60 times each day across the United States. Whether it be houses, shopping centers or other businesses, when an automobile collides into a building of any kind, the injuries sustained can be critical and oftentimes, life-threatening.
Injuries this serious will often require you to take time off of work, so you can focus on your recovery and regain as much function as possible in the parts of your body that have been affected. If you are like millions of Americans, this time off of work can have a dramatic impact on your standard of living, because many who live paycheck-to-paycheck don’t have the savings available to not end up in financial ruin.
This means that many people who sustain serious injuries must bring a car accident claim with help from an attorney. Working with a skilled attorney can be the best way to ensure that you are able to continue supporting yourself and your family while you recuperate. Your lawyer will investigate the cause of the accident to establish liability, deal with the money-hungry insurance company on your behalf, and quantify your losses so that you get the most out of your civil lawsuit.
Liability In A Motor Vehicle Accident
Any number of individuals or entities could have contributed to the cause of the collision you were involved in. Most often, the driver of the other vehicle involved in the accident would have engaged in some sort of unsafe driving practices such as distracted driving, operating the vehicle under the influence of drugs or alcohol, driving while fatigued or driving in an aggressive fashion.
However, when a vehicle strikes a building, there often isn’t another vehicle involved in the wreck. However, that doesn’t mean that the driver who struck the building is responsible for the cause of the accident. Vehicle parts manufacturers and technicians can be held accountable when a faulty or malfunctioning part contributed to the driver being unable to stop and avoid crashing.
Also, the Department of Transportation in your area could be somewhat culpable if a roadway hazard such as a large pothole, debris in the road, missing street lamps or signs, or unsecured road construction zones were the reason why the vehicle couldn’t prevent driving into the home or business.
Your Claim With The Insurance Company
Handling your insurance claim can be a challenge, as almost every insurance company is going to do whatever they can to reduce the amount that you are entitled to. What’s more, depending on how your state considers negligence in accidents, you could be prevented from pursuing a claim if you are in part responsible, as with contributory negligence.
If you live in a state that practices comparative negligence, you can file a lawsuit if you’re in any way liable, but your award is reduced by your percentage of blame. In states that utilize modified comparative negligence, you can file a claim, but once you meet the 50% threshold for culpability, you will be barred from receiving compensation.
Insurer’s make use of these negligence laws to make it appear as though you hold more blame you might so they don’t have to pay out as much in your claim. Working with an attorney who has experience in dealing with these tactics can be the best way to secure your indemnity.
Obtaining The Compensation You Deserve
Most important, when you are involved in a motor vehicle accident, you’ll want to ensure that every single damage and loss that you suffered is accounted for when calculating the value of your claim. Some of the most often sought damages in a car accident claim include:
- Property damages
- Lost wages
- Loss of consortium
- Medical expenses
- Pain and suffering
- Loss of enjoyment of life
- Damage to potential future earnings
- Emotional distress
This is not a complete list of all potential damages, by far. Depending on how impactful your injuries were, you could add the loss of household services, the effects of disfigurement, inconvenience and many other losses. Many accident survivors just don’t understand the full extent of what their claim is worth. Your attorney will make sure that your losses are quantified in a just manner.
Consult With A Car Accident Lawyer
When you’ve been injured after crashing into a building, you will have the opportunity to file a car accident claim against the person or persons responsible for causing the collision. Get in touch with a qualified attorney who can help you bring the at-fault party to justice.